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Recurring Deposit

Systematic Savings | Fixed Returns | Flexible Tenure Options

Fixed Deposit Investment
Govt. Secured
Secure Investment

What is Recurring Deposit?

A Recurring deposit refers to an investment scheme that offers greater returns on the principal invested (lump sum amount) in comparison to the usual returns generated from a typical savings account. Unlike most of the other schemes that may be exposed to risks due to the investments in market-linked instruments, the fixed deposits are safe and lead to guaranteed returns.

Though there is a lock-in period for the amount invested, the account holders can still withdraw it earlier after paying a small penalty. With limited risks and assured returns, this scheme is ideal for those who avoid taking risks with their investments.

Advantages of Recurring Deposits

Why Choose Our Recurring Deposit?

With banks offering an attractive interest rate for Recurring Deposit products, customers can gain the maximum out of their investments.

Short Term Goals

Useful for Planning Short Term Goals in a time span of 1 to 3 years with completely risk free and guaranteed returns.

  • Yearly education fee for kids
  • Higher education costs
  • Home furnishing & renovation

Education & Life Events

Perfect financial product for managing important life events and educational expenses.

  • Overseas vacation planning
  • Managing marriage expenses
  • Career advancement courses

Online Features

With online Recurring Deposit features, investing has become easier without leaving your home.

  • Open/close RD accounts online
  • View transactions & details
  • Update information easily

Attractive Interest

Recurring Deposit interest rates are very similar to fixed deposits, ranging from 7.25% to 9%.

  • Rates similar to fixed deposits
  • Tenure & amount based rates
  • Competitive market rates
Key Features

Why Choose Our Fixed Deposit?

Experience the best features for secure and profitable investment

Assured Returns

Guaranteed returns with fixed interest rates, ensuring predictable growth of your investment.

Competitive Interest Rates

Attractive interest rates that are higher than regular savings accounts for better returns.

Return on Investment

Regular interest payouts or cumulative options for optimal return on your investment.

Loan Against FD

Avail loans against your fixed deposit without breaking it, maintaining your investment continuity.

Fixed Deposit Interest Rates

Competitive rates for different tenure periods

Sr. No. Tenure Interest Rate (p.a.)
1 1 Year 09.00%
2 2 Year 09.25%
3 3 Years 09.50%
4 4 Years 09.75%
5 5 Years 10.00%
Extra For citizen 00.50%

Interest rates are subject to change as per RBI guidelines. Senior citizens get additional 0.50% interest on all tenures.

Our Products

Explore our range of financial products

Fixed Deposit

Higher returns for large amount investments
Recurring Deposit

Save regularly with fixed monthly installments
Daily Deposit

Save daily as per your convenience
Monthly Income Scheme

Get regular monthly income payments
Savings Account

Easy access with interest earning facility
Loan Facilities

Our Loan Products

Flexible loan options against your fixed deposit

Personal Loan

Meet your personal needs with easy loan against your fixed deposit.

Business Loan

Grow your business with capital against your fixed deposit investment.

LAP Loan

Loan Against Property with your fixed deposit as collateral security.

Gold Loan

Quick gold loans with your fixed deposit as additional security.

Build Your Savings Monthly?

Start investing a fixed amount every month with our Recurring Deposit plan and build your savings steadily with assured returns and complete safety.

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