1. Introduction
CapIN Dhanvarsha Nidhi Ltd. ("we," "our," or "us") is committed to protecting the privacy and security of our members' information. This Privacy Policy outlines how we collect, use, store, and protect your personal data in compliance with the Companies Act, 2013, the Nidhi Companies Rules, 2014, and other applicable Indian laws.
2. Information We Collect
We collect information necessary to provide you with our financial services, which may include:

• Personal Identifiers: Name, contact details, date of birth, photograph, and government-issued identification numbers (e.g., PAN, Aadhaar).
• Financial Information: Income details, bank account information, transaction history, deposit details, and loan security information.
• Technical Data: IP address, device information, and app usage data when you use our digital platforms.

3. How We Use Your Information
Your information is used strictly for the following purposes:

• To process your membership application and manage your account.
• To facilitate deposit and loan transactions as per Nidhi rules.
• For internal record keeping and regulatory compliance with the Ministry of Corporate Affairs and RBI guidelines.
• To communicate with you regarding your account, services, or important updates.
• To improve our services and security.

4. Sharing and Disclosure
We do not sell or rent your personal data. We may share your information only:

• With regulatory bodies like the Registrar of Companies or the Reserve Bank of India, as mandated by law.
• With third-party service providers (e.g., IT vendors) under strict confidentiality agreements.
• When required by law, legal process, or to protect our rights and the safety of our members.

5. Data Security
We implement robust security measures, including physical, electronic, and managerial procedures, to safeguard and secure the information we collect and prevent unauthorized access or disclosure.
6. Your Rights
As a member, you have the right to access, correct, or update your personal information. You can request this by contacting us at the details provided below.
7. Contact Us
If you have any questions about this Privacy Policy, please contact us:
CapIN Dhanvarsha Nidhi Ltd.
55-B, Lowther Rd, George Town, Prayagraj, Uttar Pradesh, India 211002.
Email: capinpvtltd@gmail.com
Phone: +91-9648344777